Good news for Seniors on Medicare

For people age 65 and older: If you currently have Medicare, congratulations! You’re already covered. People who have or are applying for Medicare, Medicare Advantage plans, Medigap supplemental insurance or Part D drug coverage will not need to use the Marketplace.

You can sign up for Medicare 3 months before and until 3 months after you turn 65. If you don’t sign up, you may find yourself without affordable health coverage and with a late enrollment penalty. 

For help with Medicare, call your local Maine Area Agency on Aging at 1-877-353-3771 or visit Medicare's official website.  

For people under age 65: If you’re retired without coverage, you may use the Health Insurance Marketplace to buy a health plan that meets your needs. Depending on your annual income and family size, you may be able to get lower costs on your monthly premiums and out-of-pocket costs. In 2015, if you don’t have coverage you may have to pay a fee.

Share the News about the Marketplace: Chances are you know someone who could benefit from having affordable, high quality health insurance. If so, tell them about the new Marketplace! Many people don’t realize that a single person making up to $46,680 per year, or a family of four making up to $95,400 per year may qualify for lower costs on monthly premiums! The amount they save depends on family size and annual income.

So if you have a family member or friend who is uninsured or looking for more affordable health insurance, share the link and information about the Marketplace.

Keep your personal health and financial information safe: a reminder about fraud!

Never give your personal health or financial information to someone who calls or comes to your home uninvited, even if they say they are from the Marketplace.

No one should be asking for your personal health information. Don’t give it to anyone.

Keep personal and account numbers private. Don’t give your Social Security number or credit card or banking information to companies you didn’t contact or in response to unsolicited advertisements.

The Marketplace has certified assisters in Maine and every other state to help folks enroll at no cost. Individuals using the Marketplace should never be asked to pay for services or help.

Double check any information that is confusing or sounds fishy.


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